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THE
TERMS, CONDITIONS AND NOTICES BELOW WILL GOVERN YOUR USE
OF THE MS.FINANCIALSAVVY.COM SYSTEM. THEY ALSO PROVIDE
NOTICE OF SOME OF MSFINANCIALSAVVY.COM™ POLICIES.
PLEASE READ THEM CAREFULLY!
The Ms.FinancialSavvy.com™ System is offered to you, the user, only conditioned
on your acceptance without modification of the terms, conditions and notices
contained herein. "System" also refers to all information, text and
visual images, software, products and services used or available via the System.
Any and all rights not expressly granted in these Terms, Conditions and Notices
(collectively, these "Terms") are reserved by MsFinancialSavvy.com. MsFinancialSavvy.com
reserves the right to change these Terms, at its sole discretion, at any time
or from time to time. Your use of the System means that you have read all of
these Terms and agree to them. For further information relating to the legal
issues contained in these Terms or problem reports regarding this service,
please contact info@MsFinancialSavvy.com
Disclosure
MsFinancialSavvy.com,
its principles or associates are NOT licensed brokers or
registered investment advisors. We DO NOT offer recommendations to buy or sell securities. The
investment information provided at MsFinancialSavvy.com
is for informational purposes only.
General; Trademarks, Copyrights, etc.
MsFinancialSavvy.com ("CenNet Systems, LLC.") is the owner of
all intellectual property rights (including copyrights) in the MsFinancialSavvy.com
System. Material published by MsFinancialSavvy.com on this System may contain
other proprietary notices or describe products, services, processes or technologies
owned by MsFinancialSavvy.com or third parties. Nothing in these Terms or in
the System shall be construed as granting to you a license under any copyright,
trademark, patent or other intellectual property right of MsFinancialSavvy.com
or any third party, except as expressly set forth herein.
The deletion or alteration of any copyright or other proprietary notices from
the System is strictly forbidden.
"MsFinancialSavvy.com™," "A Women’s One Stop On TheWeb For Business,
Finance and Careers ™" "MsFinancialSavvy Careers™," MsFinancialSavvy
Books™” ,”MsFinancialSavvy Calculators, ™” ”MsFinancialSavvy
Boards, ™” ”MsFinancialSavvy News™” “MFSY™’,and certain other names or logos
are trademarks of MsFinancialSavvy.com, and all related product and service names,
design marks and slogans are the trademarks or service marks of MsFinancialSavvy.com.
All other product and service marks contained herein are the trademarks of their
respective owners. The "look" and "feel" of MsFinancialSavvy.com's™ site
(including color combinations, button shapes, layout, design and all other graphical
elements) are also MsFinancialSavvy.com's™ trademarks or copyrights.
All editorial content and graphics on this site, as well as the HTML based
computer programs used to generate pages, and the Website are protected by
U.S. copyright laws and international treaties and may not be copied without
the express permission of MsFinancialSavvy.com, which reserves all rights.
Re-use of any of MsFinancialSavvy.com's editorial content and graphics for
any purpose is strictly prohibited without MsFinancialSavvy.com's™ prior written
permission. Please direct any requests for permission to info@MsFinancialSavvy.com
Please be aware that the information, software, products and services published
on this System may include inaccuracies, typographical errors or out-of-date
information. Changes are made and items added to the System and the information
on it from time to time. MsFinancialSavvy.com may make such changes or
additions at any time at its sole discretion.
Other Parties
This System may contain hyperlinks or other connections to Web sites operated
by parties other than MsFinancialSavvy.com, including but not limited to those
of the MsFinancialSavvy.com™ Member companies and agencies or its advertisers
(individually or collectively, as the case may be, "Members"). MsFinancialSavvy.com
does not control these Web sites and is not responsible for them, including
for their availability, content or any viruses accessed through them. Ms.FinancialSavvy.com™ inclusion
of hyperlinks or other connections to such Web sites does not imply any endorsement
of the material on them or any association with their owners or operators. The
opinions of Msfinancialsavvy "Host Editors" are their individual opinions and
do not represent
the opinion of Msfinancialsavvy or representitives.
MsFinancialSavvy.com takes no responsibility whatsoever for the activities
of job applicants or MsFinancialSavvy.com Members or those Members' respective
hiring, recruiting or other practices (or any of the information posted or
downloaded by them on the System). Nothing on the System shall be deemed to
be an endorsement, representation or warranty with respect to any Member, applicant
or other third party, whether in regard to its Web site, products, services
or otherwise.
Your Use; Limited License
The Ms.FinancialSavvy.com™ System is for your personal and noncommercial
use. Except as otherwise expressly provided, you may not modify, copy, distribute,
transmit, display, perform, reproduce, use, publish, license, create derivative
works from, transfer or sell any information or content contained in the System,
the MsFinancialSavvy.com Website as a whole software, products or services
obtained from or available as part of or in conjunction with this System. You
are granted a non-exclusive, non-assignable and non-transferable license to
use the System only under these terms and conditions of use.
This license is not a sale of any of the owner's rights. The MsFinancialSavvy.com
System may be used only by you, and you may not rent, lease, lend, sub-license
or transfer the System or any data residing on it or any of your rights under
this agreement to anyone else. You may not develop or derive for commercial
sale any data in machine-readable or other form that incorporates or uses any
substantial part of the System. You may not transfer to or store any data residing
or exchanged over the MsFinancialSavvy.com System in any electronic network
for use by more than one user unless you obtain prior written permission from
MsFinancialSavvy.com.
Your Responsibilities
The MsFinancialSavvy.com Site may be used only for lawful purposes by individuals
seeking general information, career resources, business resources, and employment.
As one of the conditions of your use of the MsFinancialSavvy.com System, you
represent, warrant and agree that you will not use (or plan, encourage or help
others to use) the System for any purpose or in any manner that is prohibited
by these terms, conditions and notices or by applicable law (including but
not limited to any applicable export controls). It is YOUR RESPONSIBILITY to
ensure that your use of the System complies with these terms, conditions and
notices and to seek prior written permission from MsFinancialSavvy.com for
any uses not permitted or not expressly specified herein.
In connection with your use of our System, you will not:
1. Transmit any message, information, data, text, software or images, or other
materials ("Content") that is unlawful, harmful, threatening, abusive,
harassing, defamatory, vulgar, obscene, libelous, hateful, racially, ethnically
or otherwise objectionable that may invade another's right of privacy or publicity;
2. Impersonate any person or entity, including but not limited to, a MsFinancialSavvy.com
official, forum leader, guide or host or falsely state or otherwise misrepresent
your affiliation with a person or entity;
3. Post or transmit any Content that you do not have a right to reproduce,
display or transmit under any law or under contractual or fiduciary relationships
(such as nondisclosure agreements);
4. Post or transmit any Content that contains a virus or corrupted data;
5. Delete any author attributions, legal notices or proprietary designations
or labels that you upload to any communication feature;
6. Use the Site’s communication features in a manner that adversely affects
the availability of its resources to other users (e.g., excessive shouting,
use of all caps, or flooding continuous posting of repetitive text);
7. Post or transmit any unsolicited advertising, promotional materials, "junk
mail", "spam," "chain letters," "pyramid schemes" or
any other form of solicitation or any non-resume information such as opinions
or notices, commercial or otherwise;
8. Violate any applicable local, state, national or international law; and
9. Upload or transmit any Content that infringes any patent, trademark, trade
secret, copyright or other proprietary rights ("Rights") of any party.
10. Post any incomplete, false or inaccurate member information or information
which is not your own.
11. Respond to any employment opportunity on the System for any reason other
than to apply for the job. Communications soliciting the employer's or executive
search firms business by our competitors is strictly prohibited.
12. Post to the System any franchise, pyramid scheme, "club membership",
distributorship or sales representative agency arrangement or other business
opportunity which requires an up front or periodic payment, pays commissions
only (no significant salary), requires recruitment of other members, sub-distributors
or sub-agents.
13. Delete or revise any material posted by any other person or entity.
14. Print out or otherwise copy or use any personally identifiable information
about employees or business information about employers. Unsolicited e-mail,
telephone calls, mailings or other contacts to posting individuals and companies
are prohibited.
Web Site Security Rules
Users are prohibited from violating or attempting to violate the security
of MsFinancialSavvy.com, including, without limitation, (i) accessing data
not intended for such user or logging into a server or account which such user
is not authorized to access, (ii) attempting to probe, scan or test the vulnerability
of a system or network or to breach security or authentication measures without
proper authorization,(iii) attempting to interfere with service to any user,
host or network, including, without limitation, via means of overloading, "flooding", "mailbombing" or "crashing",
or (iv) sending unsolicited e-mail, including promotions or advertising of
products or services, or (v) forging any TCP/IP packet header or any part of
the header information in any e-mail or newsgroup posting.
Violations of System or network security may result in civil or criminal liability.
MsFinancialSavvy.com will investigate occurrences which may involve such violations
and may involve, and cooperate with, law enforcement authorities in prosecuting
users who are involved in such violations.
Your Grants
By submitting (e.g., uploading) Content to the System, you automatically grant
MsFinancialSavvy.com the royalty-free, perpetual, irrevocable, non-exclusive,
transferable right and license to use, reproduce, modify (to comport with the
System), adapt, publish, distribute, translate, create derivative works from,
distribute, perform and display such Content (in whole or part) worldwide or
to incorporate it in other works in any form, media, or technology now known
or later developed, without restriction or compensation. In addition, you warrant
that all so-called "moral rights" in the Content have been waived.
MsFinancialSavvy.com and its designees shall have the right, but not the obligation,
in their sole discretion to edit, refuse to post, or remove any Content posted
on the System. Without limiting the foregoing, MsFinancialSavvy.com and its
designees shall have the right to remove any Content that violates these Terms
or are otherwise objectionable. You agree to indemnify and hold MsFinancialSavvy.com
harmless from any third party claim, damages or demand, including reasonable
attorneys' fees, relating to or arising out of your violation of these Terms,
your representations and warranties, or your violation of any rights of another.
Monitoring, etc
MsFinancialSavvy.com is under no obligation to monitor the information residing
on or transmitted via this System. However, you agree that MsFinancialSavvy.com
may monitor the System Contents to (1) comply with any applicable laws, regulations
or other government requests; (2) to operate the System properly or to protect
itself and its users and Members; and (3) for such other purposes as it may
deem reasonably necessary or appropriate from time to time. MsFinancialSavvy.com
reserves the right to modify, reject or eliminate any information residing
on or transmitted to its System that it, in its sole discretion, believes is
unacceptable or in violation of these terms and conditions.
Disclaimers & Limitations
YOU ASSUME ALL RESPONSIBILITY AND RISK FOR YOUR USE OF THIS SYSTEM AND THE
INTERNET GENERALLY. THIS SYSTEM AND THE INFORMATION PROVIDED ON IT ARE PROVIDED
ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES
OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES
OF TITLE, NONINFRINGEMENT OR IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS
FOR A PARTICULAR PURPOSE. NO ADVICE OR INFORMATION GIVEN BY MSFINANCIALSAVVY.COM,
ITS AFFILIATES OR THEIR RESPECTIVE EMPLOYEES SHALL MODIFY THE FOREGOING OR
CREATE ANY WARRANTY. MSFINANCIALSAVVY.COM EXPRESSLY DISCLAIMS ANY WARRANTY
THAT THE INFORMATION ON THIS SYSTEM OR ON THE INTERNET GENERALLY WILL BE UNINTERRUPTABLE
OR ERROR FREE OR THAT ANY INFORMATION, SOFTWARE OR OTHER MATERIAL ACCESSIBLE
FROM THE SYSTEM IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. YOU SHALL HAVE
ABSOLUTELY NO RECOURSE AGAINST US AS THE SYSTEM PROVIDER FOR ANY ALLEGED OR
ACTUAL INFRINGEMENT OF ANY PROPRIETARY RIGHTS YOU MAY HAVE IN ANYTHING YOU
POST ON OUR SYSTEM. WE MAKE NO WARRANTIES WHATSOEVER THAT YOU WILL OBTAIN ANY
JOB VIA THE SYSTEM, NOR ANY WARRANTIES ABOUT (AND TAKE NO RESPONSIBILITY FOR)
ANY JOB YOU MAY OBTAIN.
MSFINANCIALSAVVY.COM DOES NOT ASSUME ANY LEGAL LIABILITY OR RESPONSIBILITY
FOR THE ACCURACY, COMPLETENESS, OR USEFULNESS OF ANY INFORMATION, APPARATUS,
PRODUCT, SOFTWARE OR PROCESS USED OR DISCLOSED ON THE SYSTEM, (INCLUDING LOSS
OF USE, DATA, BUSINESS OR PROFITS), OR ANY OTHER MATERIAL ACCESSIBLE FROM THE
SYSTEM. IN NO EVENT SHALL MSFINANCIALSAVVY.COM BE LIABLE FOR ANY DIRECT, INDIRECT,
PUNITIVE, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR IN
ANY WAY CONNECTED WITH THE USE OF THIS SYSTEM OR WITH THE DELAY OR INABILITY
TO USE IT (OR ANY LINKED SITES), OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS
AND SERVICES OBTAINED THROUGH THIS SYSTEM, OR OTHERWISE ARISING OUT OF THE
USE OF THIS SYSTEM, THE INTERNET GENERALLY OR ON ANY OTHER BASIS (WHETHER BASED
ON CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE), EVEN IF MSFINANCIALSAVVY.COM
HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES.
BECAUSE SOME STATES OR JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION
OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION
MAY NOT APPLY TO YOU. IF THIS LIMITATION OF LIABILITY OR THE EXCLUSION OF WARRANTY
SET FORTH ABOVE IS HELD INAPPLICABLE OR UNENFORCEABLE FOR ANY REASON, THEN
MSFINANCIALSAVVY.COM'S MAXIMUM LIABILITY FOR ANY TYPE OF DAMAGES SHALL BE LIMITED
TO U.S. $500.00.
Advertising
with us: See our Advertising Terms of Service
Miscellaneous
No Partnership, etc. You agree that no joint venture,
partnership, employment or agency relationship exists
between you and MsFinancialSavvy.com™ (or any of MsFinancialSavvy.com's™ Members)
as a result of this agreement or your use of this System.
Certain Legal Requirements. MsFinancialSavvy.com's performance of these
terms and conditions is subject to existing laws and legal process, and nothing
contained in them will diminish MsFinancialSavvy.com's right to comply with
law enforcement requests or requirements relating to your use of the System
or information provided to or gathered by MsFinancialSavvy.com with respect
to such use.
Agreement. These terms represent the entire binding agreement between
us, and our respective successors and assigns, and supersede any and all prior
understanding, statements or representations, whether electronic, oral or written,
regarding MsFinancialSavvy.com, its System, CenNet System, LLC. or the information
thereon. A printed version of this Agreement and of any notice given in electronic
form shall be admissible in judicial or administrative proceedings based upon
or relating to this agreement to the same extent and subject to the same conditions
as other business documents and records originally generated and maintained
in printed form.
Certain Rights & Obligations; Modification. MsFinancialSavvy.com
shall have the right to terminate your ability to access this service at any
time without notice and to discontinue or modify any of the information contained
on this service, or the service, at any time. MsFinancialSavvy.com shall have
the right to modify these terms and conditions at any time. The user may not
assign any part of this Agreement without Ms.FinancialSavvycom prior written
consent. No waiver of any obligation or right of either party shall be effective
unless in writing, executed by the party against whom it is being enforced.
Enforcement, Interpretation, etc. These terms shall be governed by internal
Virginia and relevant federal laws, and irrevocable consent is hereby granted
by both parties to the exclusive jurisdiction and venue for any action or dispute
in the state and federal courts located in Chesapeake, Virginia, U.S.A. Use
of this System is unauthorized in any jurisdiction that does not give effect
to all provisions of these terms and conditions, including without limitation
this paragraph. Notwithstanding the foregoing sentence, these terms shall be
severable and construed to the extent of their enforceability in light of the
parties' mutual intent if deemed at all unenforceable by a competent court.
Given the nature of these terms, you understand and agree that, in addition
to money damages, MsFinancialSavvy.com will be entitled to equitable relief
upon a breach of them by you.
Msfinancialsavvy is a federal registered trademark, and a part of Cennet systems,
L.L. C.
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